Research Papers

A machine intelligence pipeline usually consists of six components: problem, representation, model, loss, optimizer and metric. Researchers have worked hard trying to automate many components of the pipeline. However, one key component of the pipeline--problem definition--is still left mostly unexplored in terms of automation. Usually, it requires extensive efforts from domain experts to identify, define and formulate important problems in an area. However, automatically discovering research or application problems for an area is beneficial since it helps to identify valid and potentially important problems hidden in data that are unknown to domain experts, expand the scope of tasks that we can do in an area, and even inspire completely new findings. This paper describes Problem Learning, which aims at learning to discover and define valid and ethical problems from data or from the machine's interaction with the environment. We formalize problem learning as the identification of valid and ethical problems in a problem space and introduce several possible approaches to problem learning. In a broader sense, problem learning is an approach towards the free will of intelligent machines. Currently, machines are still limited to solving the problems defined by humans, without the ability or flexibility to freely explore various possible problems that are even unknown to humans. Though many machine learning techniques have been developed and integrated into intelligent systems, they still focus on the means rather than the purpose in that machines are still solving human defined problems. However, proposing good problems is sometimes even more important than solving problems, because a good problem can help to inspire new ideas and gain deeper understandings. The paper also discusses the ethical implications of problem learning under the background of Responsible AI.

Previous research in interpretable machine learning (IML) and explainable artificial intelligence (XAI) can be broadly categorized as either focusing on seeking interpretability in the agent's model (i.e., IML) or focusing on the context of the user in addition to the model (i.e., XAI). The former can be categorized as feature or instance attribution. Example- or sample-based methods such as those using or inspired by case-based reasoning (CBR) rely on various approaches to select instances that are not necessarily attributing instances responsible for an agent's decision. Furthermore, existing approaches have focused on interpretability and explainability but fall short when it comes to accountability. Inspired in case-based reasoning principles, this paper introduces a pseudo-metric we call Longitudinal distance and its use to attribute instances to a neural network agent's decision that can be potentially used to build accountable CBR agents.

We introduce the needs for explainable AI that arise from Standard No. 239 from the Basel Committee on Banking Standards (BCBS 239), which outlines 11 principles for effective risk data aggregation and risk reporting for financial institutions. Of these, explainableAI is necessary for compliance in two key aspects: data quality, and appropriate reporting for multiple stakeholders. We describe the implementation challenges for one specific regulatory requirement:that of having a complete data taxonomy that is appropriate for firmwide use. The constantly evolving nature of financial ontologies necessitate a continuous updating process to ensure ongoing compliance.

The paper introduces concepts of fairness and explainability (XAI) in artificial intelligence, oriented to solve a sophisticated business problems. For fairness, the authors discuss the bias-inducing specifics, as well as relevant mitigation methods, concluding with a set of recipes for introducing fairness in data-driven organizations. Additionally, for XAI, the authors audit specific algorithms paired with demonstrational business use-cases, discuss a plethora of techniques of explanations quality quantification and provide an overview of future research avenues.

Digital privacy notices aim to provide users with information to make informed decisions. They are, however, fraught with difficulties. Instead, I propose that data privacy decisions can be understood as an expression of user values. To optimize this value expression, I further propose the creation of a value-centered privacy assistant (VcPA). Here, I preliminary explore how a VcPA could enhance user value expression by utilizing three user scenarios in the context of considering whether or not to download an environmental application, the OpenLitterMap app. These scenarios are conceptually constructed from established privacy user groups - the privacy fundamentalists; the privacy pragmatists; and the privacy unconcerned. I conclude that the VcPA best facilitates user value expression of the privacy fundamentalists. In contrast, the value expression of the privacy pragmatists and the privacy unconcerned could be enhanced or hindered depending on the context and their internal states. Possible implications for optimal VcPA design are also discussed. Following this initial conceptual exploration of VcPAs, further empirical research will be required to demonstrate the effectiveness of the VcPA system in real-world settings.

Binarized Neural Networks (BNNs) have the potential to revolutionize the way that deep learning is carried out in edge computing platforms. However, the effectiveness of interpretability methods on these networks has not been assessed. In this paper, we compare the performance of several widely used saliency map-based interpretabilty techniques (Gradient, SmoothGrad and GradCAM), when applied to Binarized or Full Precision Neural Networks (FPNNs). We found that the basic Gradient method produces very similar-looking maps for both types of network. However, SmoothGrad produces significantly noisier maps for BNNs. GradCAM also produces saliency maps which differ between network types, with some of the BNNs having seemingly nonsensical explanations. We comment on possible reasons for these differences in explanations and present it as an example of why interpretability techniques should be tested on a wider range of network types.

Explainability techniques for Graph Neural Networks still have a long way to go compared to explanations available for both neural and decision decision tree-based models trained on tabular data. Using a task that straddles both graphs and tabular data, namely Entity Matching, we comment on key aspects of explainability that are missing in GNN model explanations.

Despite the high accuracy offered by state-of-the-art deep natural-language models (e.g. LSTM, BERT), their application in real-life settings is still widely limited, as they behave like a black-box to the end-user. Hence, explainability is rapidly becoming a fundamental requirement of future-generation data-driven systems based on deep-learning approaches. Several attempts to fulfill the existing gap between accuracy and interpretability have been done. However, robust and specialized xAI (Explainable Artificial Intelligence) solutions tailored to deep natural-language models are still missing. We propose a new framework, named T-EBAnO, which provides innovative prediction-local and class-based model-global explanation strategies tailored to black-box deep natural-language models. Given a deep NLP model and the textual input data, T-EBAnO provides an objective, human-readable, domain-specific assessment of the reasons behind the automatic decision-making process. Specifically, the framework extracts sets of interpretable features mining the inner knowledge of the model. Then, it quantifies the influence of each feature during the prediction process by exploiting the novel normalized Perturbation Influence Relation index at the local level and the novel Global Absolute Influence and Global Relative Influence indexes at the global level. The effectiveness and the quality of the local and global explanations obtained with T-EBAnO are proved on (i) a sentiment analysis task performed by a fine-tuned BERT model, and (ii) a toxic comment classification task performed by an LSTM model.

The 3rd edition of the Montreal AI Ethics Institute's The State of AI Ethics captures the most relevant developments in AI Ethics since October 2020. It aims to help anyone, from machine learning experts to human rights activists and policymakers, quickly digest and understand the field's ever-changing developments. Through research and article summaries, as well as expert commentary, this report distills the research and reporting surrounding various domains related to the ethics of AI, including: algorithmic injustice, discrimination, ethical AI, labor impacts, misinformation, privacy, risk and security, social media, and more. In addition, The State of AI Ethics includes exclusive content written by world-class AI Ethics experts from universities, research institutes, consulting firms, and governments. Unique to this report is "The Abuse and Misogynoir Playbook," written by Dr. Katlyn Tuner (Research Scientist, Space Enabled Research Group, MIT), Dr. Danielle Wood (Assistant Professor, Program in Media Arts and Sciences; Assistant Professor, Aeronautics and Astronautics; Lead, Space Enabled Research Group, MIT) and Dr. Catherine D'Ignazio (Assistant Professor, Urban Science and Planning; Director, Data + Feminism Lab, MIT). The piece (and accompanying infographic), is a deep-dive into the historical and systematic silencing, erasure, and revision of Black women's contributions to knowledge and scholarship in the United Stations, and globally. Exposing and countering this Playbook has become increasingly important following the firing of AI Ethics expert Dr. Timnit Gebru (and several of her supporters) at Google. This report should be used not only as a point of reference and insight on the latest thinking in the field of AI Ethics, but should also be used as a tool for introspection as we aim to foster a more nuanced conversation regarding the impacts of AI on the world.

To implement fair machine learning in a sustainable way, choosing the right fairness objective is key. Since fairness is a concept of justice which comes in various, sometimes conflicting definitions, this is not a trivial task though. The most appropriate fairness definition for an artificial intelligence (AI) system is a matter of ethical standards and legal requirements, and the right choice depends on the particular use case and its context. In this position paper, we propose to use a decision tree as means to explain and justify the implemented kind of fairness to the end users. Such a structure would first of all support AI practitioners in mapping ethical principles to fairness definitions for a concrete application and therefore make the selection a straightforward and transparent process. However, this approach would also help document the reasoning behind the decision making. Due to the general complexity of the topic of fairness in AI, we argue that specifying "fairness" for a given use case is the best way forward to maintain confidence in AI systems. In this case, this could be achieved by sharing the reasons and principles expressed during the decision making process with the broader audience.

Towards interpretability of Mixtures of Hidden Markov Models

Negar Safinianaini, Henrik Boström

Mixtures of Hidden Markov Models (MHMMs) are frequently used for clustering of sequential data. An important aspect of MHMMs, as of any clustering approach, is that they can be interpretable, allowing for novel insights to be gained from the data. However, without a proper way of measuring interpretability, the evaluation of novel contributions is difficult and it becomes practically impossible to devise techniques that directly optimize this property. In this work, an information-theoretic measure (entropy) is proposed for interpretability of MHMMs, and based on that, a novel approach to improve model interpretability is proposed, i.e., an entropy-regularized Expectation Maximization (EM) algorithm. The new approach aims for reducing the entropy of the Markov chains (involving state transition matrices) within an MHMM, i.e., assigning higher weights to common state transitions during clustering. It is argued that this entropy reduction, in general, leads to improved interpretability since the most influential and important state transitions of the clusters can be more easily identified. An empirical investigation shows that it is possible to improve the interpretability of MHMMs, as measured by entropy, without sacrificing (but rather improving) clustering performance and computational costs, as measured by the v-measure and number of EM iterations, respectively.

As the potential applications of Artificial Intelligence (AI) in the financial sector increases, ethical issues become gradually latent. The distrust of individuals, social groups, and governments about the risks arising from Fintech's activities is growing. Due to this scenario, the preparation of recommendations and Ethics Guidelines is increasing and the risks of being chosen the principles and ethical values most appropriate to companies are high. Thus, this exploratory research aims to analyze the benefits of the application of the stakeholder theory and the idea of Social License to build an environment of trust and for the realization of ethical principles by Fintech. The formation of a Fintech association for the creation of a Social License will allow early-stage Fintech to participate from the beginning of its activities in the elaboration of a dynamic ethical code and with the participation of stakeholders.